Relax, and let us get you a better deal

Mortgage expert in refinance, loan purchase

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(714) 675-2371

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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Mimi M Le

ML Realty and Mortgage

broker

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Phone: (714) 675-2371

Email: mimi@mlrealty.us

NMLS#: 1808773

Why so many lenders?

The mortgage industry is based on risk analysis science to develop rates and other fees.
Not all lenders are equal in risk acceptance and some are advantaged or restricted by RESPA, resulting in increased overhead and inefficiencies.

Our working relationship with more than 15 trusted lenders allows ML Realty & Mortgage to match the borrower with a lender that views their qualifications as a fit for their loan policies, giving the borrower the low rate at the lowest cost they can get in the mortgage loan industry.

Our multiple lenders also allow us to offer all types of loans (FHA, VA, USDA, REVERSES, ARMS, CONSTRUCTION, and more) that best fit the borrower’s needs.

The purchase of a home should start with the mortgage application

With a lender approved loan ready to close. Then the borrowers are now buyers with money backing their offer and they have the ability to close quickly.

We refer our lender approved borrowers to our team of realtors. These realtors deeply discount their commissions for our borrowers, because they know the borrowers/buyers are prepared to complete the purchase transaction. Our realtors use their discount to achieve a rebate to the borrowers/buyers to cover closing costs or other RESPA approved benefiical purposes.